Business Property Loans

Transform your business’s vision into reality with GB Helios' business property loans. Designed to empower your growth ambitions, our property loans provide the financial leverage you need to acquire new commercial properties or optimise your existing ones.

With GB Helios, you can now get commercial property purchase loans to expand your horizons or refinance business property to streamline cash flow. We provide competitive rates, flexible terms, and a streamlined application process to make securing your business's future as smooth as possible. We also offer flexible and robust equity term loans to refinance your business property and help you turn your property assets into pillars of sustainable growth and success.

Why Choose Us for Business Property Loans?

Up to 80% Loan-to-Value

Maximise your borrowing power with our competitive loan-to-value (LTV) ratios. We offer financing of up to 80% of your business property's value, allowing you to acquire or refinance with a smaller down payment and freeing up capital for other business needs.

Interest Servicing Payment Structure

Manage your cash flow effectively with our interest servicing payment structure. This option allows you to pay only the interest accrued on your loan during the initial term, lowering your monthly payments and providing greater financial flexibility.

Flexible Short-Term Commitment

Enjoy greater agility with our flexible short-term loan options. We understand that business needs can change quickly, so we offer property loan tenures, giving you the freedom to adapt your financing strategy as your business evolves.

Properties Suitable for Business Mortgage Loans

Looking to secure a business mortgage loan? Here are some of the property types we finance:

Commercial / Office Buildings
Shophouses
Mixed-Use Developments
Private Residence / Condominiums

Why Should You Consider a Business Property Loan?

Taking out a business property loan with GB Helios can provide tangible benefits for your business in Singapore:

Acquire new premises: Secure a commercial property purchase loan to expand your operations, open new branches, or relocate to a more strategic location.
Improve cash flow: Refinance business property to access equity and free up working capital for investments, inventory, or day-to-day expenses.
Increase your assets: Property ownership is a valuable asset that can appreciate over time, building long-term wealth for your business.
Gain tax advantages: Interest payments on business property loans are often tax-deductible, reducing your overall tax burden.

Refinance Your Business Property with A Commercial Loan

Refinancing with a business property loan from GB Helios can help you manage your assets more effectively and potentially save money with:

Competitive interest rates: Secure a competitive interest rate for your monthly repayments and overall borrowing costs, freeing up cash flow for other uses.
Extend your loan term: Spread your repayments over a longer period to lower your monthly commitments and improve cash flow, providing greater financial flexibility.
Access equity: Tap into your property's equity to fund business expansion, much-needed renovations, or other strategic investments.

GB Helios is also committed to making refinancing easier and faster. Our streamlined application process, flexible terms, and dedicated support ensure a smooth and efficient refinancing experience, saving you time and effort.

Unlocking Asset Value

Here's how you can unlock the value of your assets and gain access to funding.

If your property is valued at $4 million and you took a mortgage loan of $2 million

With 80% Loan-to-value, you can refinance with a loan of $3.2 million

After clearing your outstanding mortgage, you get $1.2 million cash

If your property is valued at $4 million

With 80% Loan-to-value, you are eligible for a loan of up to $3.2 million

Equity Term Loan for Business Properties

In addition to business property loans, GB Helios offers equity term loans in Singapore. This type of loan is secured by the equity you have built up in your business property. It provides access to capital without requiring you to sell your property and can be used to better your financial planning and:

Fund business expansion
Increase working capital
Finance acquisitions
Cover operational expenses

Our equity term loans can be beneficial when you:

Need immediate access to capital
Want to avoid diluting ownership by issuing shares
Prefer a flexible repayment schedule
Have a strong business plan but lack sufficient collateral

Ignite Your Business Growth With GB Helios

Step into a future of possibilities with GB Helios’ business property loans. Propel your enterprise forward by harnessing the potential of your commercial assets.

Beyond business property loans, we also offer a range of other business financing solutions tailored to fuel your expansion. From Factoring Loans to Startup Business Loans and Revenue-Based Financing. Embrace the full spectrum of opportunities with GB Helios – your partner in financial innovation.