Property-Backed Loans
Unlock your business’s full potential with our Property-backed Loans.
Whether you’re acquiring a new commercial property or optimizing your existing assets, our tailored financing solutions are designed to power your growth ambitions. With competitive rates, and flexible terms, we make securing your business’s future simple and stress-free.


Why Choose Us for Property-Backed Loans?
Up to 80% Loan-to-Value
Empower your business with greater financial flexibility through our competitive loan-to-value ratios, enabling you to acquire or refinance commercial assets with a reduced upfront investment. This means more capital stays in your hands, and ready to support operations, expansion, or new opportunities.
Flexible Terms Structure
We recognise that every business has its own financial dynamics and strategic objectives. Our Property-backed Loans are designed with flexible term structures that can be tailored to your specific requirements.
Flexible Short-Term Commitment
We understand that business needs can change quickly, so we offer flexible short-term loan tenures, giving you the freedom to adapt your financing strategy.
Properties Suitable for Property-backed Loans
Looking to purchase business properties?
Here are some of the property types we finance:
- Commercial / Office Buildings
- Shophouses
- Mixed-use Developments
Looking to refinance or cash out your property value?
Here are some of the property types we finance:
- Private Residential Properties
- Commercial / Office Buildings
- Shophouses
- Mixed-use Developments
Unlocking Asset Value
Here's how you can unlock the value of your assets and gain access to funding.
If your property is valued at $4 million and you took a mortgage loan of $2 million
With 80% Loan-to-value, you can refinance with a loan of $3.2 million
After clearing your outstanding mortgage, you get $1.2 million cash
If your property is valued at $4 million
With 80% Loan-to-value, you are eligible for a loan of up to $3.2 million
Frequently Asked Questions About Property-backed Loans
A property-backed loan is a type of secured financing where a borrower uses real estate - such as residential, commercial, or investment property - as collateral to secure a loan. This provides added security to the lender and typically allows borrowers to access larger loan amounts at competitive interest rates.
The key benefits of taking up a Property-backed Loan includes:
- Higher borrowing limits based on property value
- Lower interest rates compared to unsecured loans
- Flexible repayment terms
- Quick access to funds
- Improved approval chances due to property as backing
Funds obtained through Property-backed Loans can be used for various purposes, such as:
- Expanding your business
- Refinancing existing debts
- Funding renovations or developments
- Covering short-term liquidity needs & more
Yes, you can still apply for a Property-backed loan with an existing mortgage. We'll evaluate your overall financial position to determine eligibility.
While both are secured loans, a mortgage loan is typically used to purchase a property, whereas a Property-backed Loan uses an already owned property as collateral to access funds for other financial needs.
You can contact our loan specialists by emailing us or through the contact form below.
Talk To Us
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Disclaimer: The information provided on this page is for general informational purposes only and does not constitute financial, legal, or professional advice. While we make every effort to ensure the content is accurate and up to date, GB Helios accepts no responsibility for any loss or liability that may arise from reliance on this information.





